DISCLAIMER AND TERMS AND CONDITIONS OF USE
ONE RE LTD (“ONE RE”)
DISCLAIMER AND TERMS AND CONDITIONS OF USE
“affiliates” means all legal entities that One Re controls directly or indirectly, that controls One Re directly or indirectly or that is under common control with One Re;
“Content” means text, written work, software, database, format, graphic, image, trademark, logo, invention, photo, video clip, podcast, listing or any other information or material which appears on or forms part of the Site;
“Intellectual Property Rights” means (i) copyright, patents, database rights and rights in trademarks, designs, know-how and registered or non-registered confidential information; (ii) applications for registration and the right to apply for registration for any of these rights; and (iii) all other intellectual property rights and equivalent or similar forms of protection existing anywhere in the world.
1. LOCAL ACCESS RESTRICTIONS
The Site and all the Content and functionality contained within it is not directed to or intended for use by any person resident or located in any country where the distribution of such Content or functionality is contrary to the laws, rules or regulations of such country. The same applies to any person resident or located in any country where such distribution is prohibited without obtaining the necessary licenses or authorisations and such licenses or authorisations have not been obtained. If any such local access restriction applies to the user, the user is not authorised to access the Site or use any of the Content on it.
2. COMPANY INFORMATION
The Site includes Content relating to One Re and its businesses and its affiliates. The Site is provided by One Re Ltd, a reinsurance company incorporated under the laws of England and Wales with registered and principal office in the United Kingdom and registered under the number 8179596.
3. NO OFFER
3.1. Content contained on the Site is just for information purposes. The information is subject to, and must be read in conjunction with, all other publicly available information published by One Re. No Content available on the Site constitutes a solicitation, an offer, or a recommendation to buy any services or solutions, to effect any transactions or to conclude any legal act of any kind whatsoever. The user or the user’s company may not rely on Content on the Site for making any decision relating to services or solutions of One Re.
3.2. In making Content available, One Re gives no advice and makes no recommendation to buy, sell or otherwise deal in its shares, or in any other securities or investments whatsoever. The Content does not constitute or form part of, and should not be construed as, an offer for sale or subscription of, or solicitation of any offer or invitation to subscribe for, underwrite or otherwise acquire or dispose of any securities of One Re and it does not constitute an invitation or inducement to engage in investment activity under section 21 of the UK Financial Services and Markets Act 2000. The Content does not constitute an invitation to effect any transaction with, or to make use of any services provided by, One Re. Statements in Content as to historical performance or historical share price are not intended to mean that future performance or historical share price for any period will necessarily match or exceed those of any prior year. Nothing in Content should be construed as a profit forecast. The information and opinions are subject to change without notice.
3.3. One Re does not intend to provide legal or tax advice through any the Site.
4.1. The use of any of this Site is at the user’s own risk, the materials and services provided in connection with this Site are provided “as is” without any warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement of intellectual property. Neither One Re nor any of its affiliates warrant or guarantee the accuracy or completeness of the contents, materials and services on or through this website. The contents, materials and services on or through this website may be out of date, and neither One Re nor any of its affiliates make any commitment or assumes any duty to update such contents, materials or services. One Re and its affiliates accepts no liability for the use of and / or reliance upon any information of this site, nor shall they be liable in any manner for any direct, incidental, special, consequential, indirect or punitive damages that result from the use of or reliance upon, or the inability to use, the information contained on this Site, or the information in any sites or pages linked to this Site.
4.2. One Re and its affiliates do not warrant that the Site or any other websites that may be linked to through the Site, will be uninterrupted, error free, free of viruses, defects or harmful components, compatible with the user’s computer equipment or fit for any purpose.
4.3. Any and all information contained on, or which may be transmitted through, the Site is not to be regarded as a recommendation and does not purport to give any advice whatsoever and should not be construed as such.
4.4. One Re, together with anybody related thereto, makes no representations and/or warranties, express or implied, in respect of the services provided on the Site. To the fullest extent permissible by applicable law, One Re hereby disclaims all warranties of any kind, either express or implied, including any warranties concerning the availability, accuracy, usefulness, merchantability or fitness for a particular purpose, with respect to the content, information, data, services, products provided through or in connection with the site, uninterrupted access, the site is free of viruses or the like.
5. ELECTRONIC COMMUNICATIONS
5.1. In the event that the user subscribes to any mailing services or communicates with One Re through the Site or by way of email the user may have to provide their email address. By providing their email address the user consents to One Re retaining the user’s contact details and expressly consents to receiving communications from One Re which shall include, but not be limited to, requesting clarifications or additional comments; sending One Re publications; sending information about One Re events; asking for the users participation in surveys or polls; sending information about services and solutions or other marketing information of One Re.
5.2. In addition the user agrees that all agreements, notices, disclosures and other communications sent by One Re satisfies any legal requirements, including but not limited to the requirement that such communications should be “in writing”.
6. HYPERLINKS AND THIRD PARTY CONTENT
6.1. The hyperlinks provided on the Site allow access to other sites owned and operated by third parties (“External Sites”) and are provided as is and One Re and its affiliates do not necessarily agree with, edit or sponsor the content on such pages. Any External Sites are not monitored or managed by One Re and One Re and its affiliates accept no responsibility for their content or operation. The user accesses the External Sites at their own risk and One Re does not accept any responsibility for any damage or loss the user may suffer arising out of access to External Sites, including, but not limited to, damage or loss arising from the user’s use of documents or other information found on External Sites.
6.2. The Site may include statements and quotes of third parties relating to One Re and its business operations. Such statements and quotes are generally labelled as information provided by third parties. One Re does not and is under no obligation to verify the content of third party statements or quotes on the Site. The liability of One Re for the accuracy or completeness of such third party statements and quotes shall be excluded to the extent permitted by applicable law, rules and regulations.
6.3. One Re is under no obligation to maintain any link on the Site and may remove a link at any time in One Re’s sole discretion for any reason whatsoever.
7.1. One Re takes appropriate technical and organisational measures against unauthorised or unlawful processing of personal data and against accidental loss or destruction of, or damage to, personal data. However, although One Re takes appropriate measures to protect the security of the information communicated through the site, the Internet is an open network that is not secure and there is an inherent risk that any transmission via the Internet may be intercepted, modified, misdirected, or not be delivered to the intended recipient. In addition, there is also an inherent risk that information stored on a computer connected to the Internet may be accessed without authorisation.
7.2. As such One Re cannot and does not guarantee that information displayed on the Site has not been modified by others without authorisation or that information communicated by the user to One Re will be received or that it will not be altered before or after its transmission.
7.3. One Re and its affiliates shall not responsible for security breaches occurring on the site which may result due to the lack of adequate virus protection software or spyware that the user may inadvertently have installed on his / her device.
7.4. Any person that delivers or attempts to deliver any damaging code to this Site or attempts to gain unauthorized access to any page on this website shall be prosecuted and civil damages shall be claimed in the event that One Re suffers any damage or loss.
7.5. The user agrees and warrants that his/her log-in name and password shall:
7.5.1. be used for personal use only; and
7.5.2. not be disclosed to any third party.
7.6. The user hereby grants and consents to One Re taking all reasonable steps to ensure the integrity and security of the Site and back-office applications.
8. USE OF INFORMATION
8.1. One Re expressly reserves the right, in its sole and absolute discretion, to remove, alter, modify, supplement and/or restrict access to the services, content, information, software, or file(s) appearing on or transmitted through this Site.
8.2. The user hereby ratifies, guarantees and agrees to be personally liable for any and all obligations entered into or assumed by others who use the information, content or services through his/her user account.
8.3. One Re and its affiliates shall not be liable, and the user hereby waives any claim, for the remission and/or refund of any payment due to the site not being operational for any period of time.
9. WEBSITE PRIVACY
10. UPDATING OF THESE TERMS AND CONDITIONS
11. FORWARD-LOOKING STATEMENTS
The Site may contain forward-looking statements. These forward-looking statements are subject to uncertainties and inherent risks that could cause actual results to differ materially from those contained in any forward-looking statement. One Re is not obliged and undertakes no duty to update publicly any forward-looking statements contained herein, in light of new information or future developments.
12.2 The user agrees to cooperate with the Indemnitees as reasonably required in the defense of any such claims. The Indemnitees reserve the right, at their own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by the user, and the user shall not in any event settle any such claim or matter without the written consent of One Re.
13. LIMITATIONS OF LIABILITY
13.1. One Re, its directors, officers, employees, agents, licensors, attorneys, independent contractors, providers, subsidiaries and affiliates assume no responsibility, and shall not be liable for, any damages or loss (especially loss of data, alteration of data, or downtime) to, or viruses that may infect the user’s computer, telecommunication equipment, software or other property caused by or arising from the user’s access to, use of, or browsing this Site or the user’s downloading of any materials, from this Site.
13.2. If the user is accessing this Site from outside the United Kingdom the user is responsible for ensuring that his/her use of the Site is in accordance with the laws of the country of his/her residence or the jurisdiction from which he/she is accessing the Site. One Re, its directors, officers, employees, agents, licensors, attorneys, independent contractors, providers, subsidiaries and affiliates disclaims and excludes all liability howsoever arising and of whatsoever nature to the user in the event that the user’s use of the Site is contrary to the laws of the country of the user’s residence or from which the user is accessing the Site.
13.3. In no event including, but not limited to, negligence, breach of contract or otherwise and regardless of whether the damage was foreseeable or not will One Re, its directors, officers, employees, agents, licensors, attorneys, independent contractors, providers, subsidiaries and affiliates be liable for any direct, indirect, special, punitive, incidental or consequential damages (including, without limitation, those resulting from lost profits, lost data or business interruption), liability or costs arising out of the use, inability to use, or the results of use of this Site, any error or inaccuracies in any information or material within or relating to the Site, any representations or statements made on the Site, any reliance upon or use of any information or material on the Site, any websites linked to this Site, or the materials, information or services contained at any or all such websites.
14. USER INFORMATION
14.2. One Re and its affiliates may use any or all User Communications for any purpose whatsoever, including, without limitation, reproduction, transmission, disclosure, publication, broadcast, development, manufacturing and/or marketing in any manner whatsoever for any or all commercial or non-commercial purposes.
14.3. One Re and its affiliates shall have no obligation to use, return, review, or respond to any User Communications. One Re and its affiliates will have no liability related to the content of any such User Communications. One Re retains the right to remove any or all User Communications that includes any material it deems inappropriate or unacceptable.
15. USER SUBMISSIONS AND INAPPROPRIATE MATERIAL
15.1. The user is prohibited from posting or transmitting any unlawful, threatening, defamatory, libellous, obscene, pornographic or profane material or any material that could constitute or encourage conduct that would be considered a criminal offense or violate any law. In addition to any remedies that One Re and its affiliates may have at law, and without prejudice to same, if One Re reasonably determines that the user has violated or is likely to violate the foregoing prohibitions, One Re may take any action it reasonably deems necessary to cure or prevent the violation, including without limitation, the immediate removal from this Site of the related materials.
15.2. One Re reserves the right to deny the user access to the Site at any time, in particular if the user breaches the above provision.
16. INTELLECTUAL PROPERTY RIGHTS
16.1. Intellectual Property Rights in and to, inter alia, the Contents contained on the Site are the sole and exclusive property of One Re or any other third party as directed by One Re. The user does not acquire, by virtue of his/her use of the Site, any rights, title or interest in any of the Intellectual Property Rights in the Content or the Site.
16.2. It is recorded that the trademarks, trade names, logos and the like used on this Site are registered or unregistered trademarks, trade names or logos of One Re, unless specifically indicated as belonging to a third party. The user acknowledges that all right, title and interest to the trademarks, trade names, logos and the like will vest in One Re and nothing contained on this Site grants or should be construed as granting, by implication, estoppel, or otherwise, any license or other right to use any trademarks, trade names, logos and the like displayed on this Site without One Re’s prior written approval.
16.3. The user is granted permission to display, copy, distribute and download the Content on the Site for personal, non-commercial use only, provided the user: (i) keeps intact all copyright and other proprietary notices; (ii) makes no modifications to the Content on the Site; (iii) does not use the Content on the Site in a manner that suggests an association with any products, services, or brands; and (iv) does not download the Content to a database that can be used to avoid future downloads from the Site. The user must not modify, copy, transmit, distribute, display, reproduce, publish, perform, license, frame, create derivative works from, transfer or use in any other way for commercial or public purposes in whole or in part any Content obtained from the Site without the prior written permission of the owner of the relevant Intellectual Property Rights (whether that be One Re or another third party).
16.4. The copyright in some Content available on the Site may belong to third parties (“Third Party Content”). It is the user’s responsibility to check copyright notices on or in respect of individual Third Party Content.
16.5. Except as specified in this Term of Use, the user is not granted a license or any other right including without limitation under Copyright, Trademark, Patent or other Intellectual Property Rights in or to the content of this Site.
17. JURISDICTION AND GOVERNING LAWS
17.2. One Re and the user consents irrevocably to the exclusive jurisdiction of the competent courts of England and Wales in the event of any dispute.
18. GENERAL TERMS